Millennial parents know what it's like to be saddled with student loan debt, which is why many are looking to get a head start on saving for their kid's education costs.
While plenty of community college students graduate with a degree that leads to a better job or to a four-year college, many community college students drop out. And a growing number of students are taking on debt they cannot repay.
You've paid off all your debt obligations and have money left over, should you pay down more student loan debt or put the money toward your retirement?